Server:nginx...
X-Powered-By:PleskLin
The main IP address: 217.8.253.60,Your server United Kingdom,Derby ISP:Webfusion Internet Solutions TLD:uk CountryCode:GB
The description :follow our 5 steps to resolving a debt problem to be confident you've utilised every available form of debt advice and have approached the problem in the most cost effective way....
This report updates in 01-Sep-2018
Created Date: | 2011-05-18 |
Changed Date: | 2013-04-22 |
Geo IP provides you such as latitude, longitude and ISP (Internet Service Provider) etc. informations. Our GeoIP service found where is host diy-debthelp.co.uk. Currently, hosted in United Kingdom and its service provider is Webfusion Internet Solutions .
Latitude: | 52.922771453857 |
Longitude: | -1.4766299724579 |
Country: | United Kingdom (GB) |
City: | Derby |
Region: | England |
ISP: | Webfusion Internet Solutions |
HTTP Header information is a part of HTTP protocol that a user's browser sends to called nginx containing the details of what the browser wants and will accept back from the web server.
Content-Length: | 5868 |
Content-Encoding: | gzip |
X-Powered-By: | PleskLin |
Vary: | Accept-Encoding |
Server: | nginx |
Connection: | keep-alive |
Date: | Sat, 01 Sep 2018 14:03:57 GMT |
Content-Type: | text/html |
soa: | ns.heartinternet.co.uk. hostmaster.mainnameserver.com. 2017112265 10800 600 2419200 3600 |
ns: | ns2.heartinternet.co.uk. ns.heartinternet.co.uk. |
ipv4: | IP:217.8.253.60 ASN:20738 OWNER:AS20738, GB Country:GB |
mx: | MX preference = 10, mail exchanger = mail.diy-debthelp.co.uk. |
-- home about my debt tools getting out of debt - where to start when struggling to deal with debts it can be difficult to know what to do or who to turn to for help and advice. companies advertising on daytime television, in the newspapers and all over the internet, each claim to offer " independent " and " best " advice - but do they really have only your best interests at heart, and are they giving you value for money? the purpose of this site is very simple, to remove the uncertainty surrounding how, and where, to seek debt help . by following our "5 steps to resolving a debt problem" you can be sure that you have utilised every available form of debt advice and have approached the problem in the most cost effective way . 5 steps to resolving a debt problem carry out a personal financial assessment discuss your situation with your creditors research which debt solutions may be suitable speak to a charity / not-for-profit debt advice organisation get help from a company with fca authorisation for debt counselling step 1. carry out a personal financial assessment confirm what debts you actually have before you do anything it is important you understand exactly what your situation is. it is not uncommon for people suffering debt worries to bury their head in the sand, and if this applies to you then you may not even be aware of exactly what debts you have. the first thing to do is make a list of all your debts. this should be available from your regular statements but, if necessary, contact all of your creditors and get the following information from each: full outstanding balance current monthly payment amount minimum monthly payment amount current interest rate (apr) putting together this information is the starting point for any action and will be required whether you attempt to deal with your debts yourself, or via a 3rd party advice service. a quick change you might make, having put this information together, is to reduce any low interest rate creditors to the minimum payments so that the difference can be paid to higher interest rate creditors. remember it is always in your best interests to pay your highest interest rate debts fastest put together your personal financial statement the next step is to sort out your income and expenditure, i.e. how much money you have coming in and how much you are spending. the aim here is to maximise your income whilst at the same time reducing your expenditure, giving you more 'disposable income' - the amount you can afford to pay each month towards your debts. putting together a personal financial statement can be complicated so, to make things simpler, we’ve put together an easy-to-use online tool to help you: launch my financial statement once you have completed your income and expenditure it is always worth spending a bit of time looking at the figures and seeing where you might be able to make savings or increase your income in order to maximize your monthly disposable income. click here for more tips on how to maximize your monthly disposable income step 2. discuss your situation with your creditors now is the time to contact each of your creditors and let them know that you are having difficulty maintaining the payments towards your debts. using the income and expenditure document you put together in the first section you should be able to demonstrate that you are genuinely struggling, and present a proposal for reduced payments and the freezing or lowering of interest. when speaking to your creditors make sure you are realistic about what you can afford to repay and don't assume you'll be able to pay back more in the future. if you do reach any agreement to lower payments, freeze interest etc then it's important you follow up the call with a letter to the creditor confirming what has been agreed, and asking for written confirmation of the same. if a creditor only agrees to a temporary change to your repayments (for example for 6 months) then make sure you mark down the date it ends, and remember to be proactive and contact them to reassess the situation before they do. step 3. research which debt solutions may be suitable you should now have a clear picture of how much debt you have and how much you can afford to pay towards it each month, so it is time to do some research to get a basic idea of which solutions may be appropriate in your situation. in most situations there will be a number of options available and each option will have its own advantages and disadvantages, so doing some research before speaking to your creditors or seeking any 3rd party debt advice will help you to avoid being "sold" a solution that isn't right for you. click here to compare the main features of each debt solution self help debt consolidation debt management administration order iva debt relief order bankruptcy suitable unsecured debt levels any any generally £3k+ upto £5k generally £10k+ upto £20k any length of time no fixed period no fixed period no fixed period variable, until last payment made. usually 5 years usually 1 year usually 1 year, but you may need to make payments for up to 3 years clears debt no no no only if the court makes an order for this yes, when the terms of the iva are completed yes, after 12 months debts included in the dro are discharged. yes, once discharged for all debts included in the bankruptcy legally binding no only on debts repaid in full only on debts repaid in full yes yes yes for all creditors included in the dro application yes protection from action by unsecured creditors no only on debts repaid in full no yes yes yes yes protection from action by secured creditors no no no no no no no effect on employment probably none probably none probably none probably none probably none possibly possibly affects credit rating yes probably yes yes yes yes yes home at risk? not if mortgage payments are maintained not if mortgage payments are maintained not if mortgage payments are maintained not if mortgage payments are maintained possibly. you may be required to remortgage in the final year of an iva to release equity. no, homeowners do not qualify for a dro. yes once you have researched your debt problem, the potential solutions available and asked any questions you may have, you are ready to move on to the next step in our process step 4. speak to a charity organisation if, having already approached your creditors yourself, you find you are still struggling with your debts then now is the time to seek third party advice. there are a number of government funded or charitable advice centres and these should be your first port of call. when you contact these organisations be sure to have your list of creditors and your income and expenditure document to hand as it is likely you'll need to provide this information to them in order for them to give you advice on your options step change debt charity step change debt charity is a registered uk charity providing assistance to people in financial difficulty. it offers a free national telephone service as well as ten regional centres allowing it to service people throughout the uk. tel: 0800 138 1111 available: mon - fri 08.00 - 20.00 more information: www.stepchange.org citizens advice bureau (cab) the citizens advice service helps people resolve their legal, money and other problems by providing advice and information via 394 bureaux across england and wales, all of which are are registered charities. tel: n/a - visit www.adviceguide.org.uk to find your local cab. available: more information: www.citizensadvice.org.uk national debtline the national debtline (money advice trust) is a registered charity providing free confidential and independent advice on how to deal with debt problems to people in england, scotland and wales. tel: 0808 808 4000 available: mon - fri 09.00 - 21.00, sat 09.30 - 13.00 more information: www.mymoneysteps.org step 5. get help from a company with fca authorisation for debt counselling if, having exhausted all the steps
http://www.diy-debthelp.co.uk/debt-companies/step-change-debt-charity.html
http://www.diy-debthelp.co.uk/#step5
http://www.diy-debthelp.co.uk/#step2
http://www.diy-debthelp.co.uk/#step3
http://www.diy-debthelp.co.uk/#sol_comp
http://www.diy-debthelp.co.uk/debt-companies/national-debtline.html
http://www.diy-debthelp.co.uk/index.html
http://www.diy-debthelp.co.uk/#step4
http://www.diy-debthelp.co.uk/#step5
http://www.diy-debthelp.co.uk/#step2
http://www.diy-debthelp.co.uk/#step3
http://www.diy-debthelp.co.uk/#step1
http://www.diy-debthelp.co.uk/#step4
http://www.diy-debthelp.co.uk/debt-companies/citizens-advice-bureau-cab.html
http://www.diy-debthelp.co.uk/my-debt-tools.html
adviceguide.org.uk
citizensadvice.org.uk
bridgewooddebtsolutions.co.uk
Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;
Domain name:
diy-debthelp.co.uk
Registrant:
Bridgewood Financial Solutions
Registrant type:
Other UK Entity (e.g. clubs, associations, many universities)
Registrant's address:
23-24 Westminster Buildings
Nottingham
NG1 6LG
United Kingdom
Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 10-Dec-2012
Registrar:
Heart Internet Ltd t/a Heart Internet [Tag = HEARTINTERNET]
URL: http://www.heartinternet.co.uk
Relevant dates:
Registered on: 18-May-2011
Expiry date: 18-May-2018
Last updated: 22-Apr-2013
Registration status:
Registered until expiry date.
Name servers:
ns.heartinternet.co.uk
ns2.heartinternet.co.uk 79.170.43.3
WHOIS lookup made at 21:41:48 06-Aug-2015
--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2015.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
REFERRER http://www.nominet.org.uk
REGISTRAR Nominet UK
SERVERS
SERVER co.uk.whois-servers.net
ARGS diy-debthelp.co.uk
PORT 43
TYPE domain
OWNER
ORGANIZATION Bridgewood Financial Solutions
TYPE
Other UK Entity (e.g. clubs, associations, many universities)
ADDRESS
23-24 Westminster Buildings
Nottingham
NG1 6LG
United Kingdom
Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 10-Dec-2012
DOMAIN
SPONSOR Heart Internet Ltd t/a Heart Internet [Tag = HEARTINTERNET]
CREATED 2011-05-18
CHANGED 2013-04-22
STATUS
Registered until expiry date.
NSERVER
NS.HEARTINTERNET.CO.UK 79.170.40.2
NS2.HEARTINTERNET.CO.UK 79.170.43.3
NAME diy-debthelp.co.uk
DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2015.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.org.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.
REGISTERED yes
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